'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
The competitive intensity in the mutual fund (MF) industry is moving beyond scheme performance, cost structures, and distribution. In recent months, several fund houses have rationalised exit loads applicable on redemptions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'The incentives to switch to the new tax regime... are viewed as a negative due to potential loss of customers who buy policies for saving tax.' 'The tax-saving value proposition for the sector reduces.'
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Hybrid mutual fund (MF) offers, expected to drive higher investor interest after the change in debt fund taxation, are set to end 2023 with the slowest account growth in the past three years. Investment accounts in hybrid funds are up 5.7 per cent so far in 2023 compared with 7.6 per cent in 2022 and 20 per cent in 2021, shows the data from the Association of Mutual Funds in India (Amfi). In 2020, the count had dipped 2.4 per cent.
The three year lock-in period enables ELSS fund managers to invest in high conviction stocks for a long period of time because of relatively less redemption pressure, says Dwaipayan Bose
Chartered accountant Nitin Kaushik's message to India's young workforce is clear: spend smart, save smarter and let money serve your goals.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Your choice between the Old and New Tax Regimes should reflect your financial strategy and investment goals, says Ramalingam Kalirajan
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
'A long-term investor with a 4 to 5 year horizon could invest in this theme via SIPs.'
In January, SIP account closures surpassed new registrations for the first time.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Only a limited set of investors should invest directly in corporate bonds.
Billionbrains Garage Ventures, the parent company of stock broking firm Groww, on Thursday fixed a price band of Rs 95-100 per share for its upcoming Initial Public Offering (IPO), targeting a valuation of over Rs 61,700 crore (about $7 billion). The company's Rs 6,632 crore IPO would open for public subscription on November 4 and conclude on November 7, according to a public announcement.
In a chat with get Ahead on August 31, financial planning expert Vetapalem Sridhar tells young readers about how to go about investing and creating wealth for themselves in the long term.
'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
Systematic investment plan is a scheme which allows investors to invest in a mutual fund a certain amount of money over a period.
Only commitment and planning can help you reap the benefits of long-term investments, says Abhishek Agarwal
When evaluating a fund, one needs to not only look at the past performance but also the way in which it is managed.
The current debt market scenario is balanced from rates perspective.
Dwaipayan Bose simplifies the whys and hows of revisiting your financial goals
Sudhanshu Singh, director IBBM, MM Securities, answers your mutual fund queries.
Investing in mutual funds through systematic investment plans can help you create wealth for your family believes financial expert Vetapalem Sridhar.
'Reinvention is not a hugely difficult task. With technology as available today, you can reinvent yourself pretty quickly.'
Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.
'...aggressive pricing amid volatility, but these are exceptions.'
While investing in a low priced micro-SIP may seem like a good idea, one must read the fine print before jumping in.
Mutual fund investors no longer need to link their PAN with Aadhaar to obtain 'KYC-registered' status.
As an investor you need to learn not only when to buy but also when to sell a mutual fund. Learning the principles of when to sell a mutual fund helps weed off investment in unprofitable mutual funds and build up a desirable and profitable portfolio of mutual fund investments.
Financial planning expert Vetapalem Sridhar's advise on how the young should plan their investments.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
'Investors should continue with their SIPs, especially during market corrections.' 'For those looking to start new SIPs, beginning with large-cap funds is a prudent strategy, followed by flexi-cap and value-oriented approaches.'
It is always unwise to invest in sectoral funds alone, says personal finance expert Rahul Goel.
